Monday, November 26, 2007

Oh, poor little neglected moneybags blog!

I did not go shopping on Black Friday or on Cyber Monday. In fact, I have done no Christmas shopping whatsoever, which is a little unnerving. As this week is turning out to be very busy, that’s not going to be remedied any time soon.

On the upside, however, I spent hardly any money at all over the four-day weekend. I had done my grocery shopping the weekend before, and although I have basically run through my entire food budget, I also have enough leftovers to last me a good while. Probably the rest of the week, in fact.

Savings-wise, I must now ramp up my savings rate as Mr. Boyfriend and I have picked a move-in date, which is, to put it bluntly, about as soon as we can possibly manage. Now that my raise has kicked in, and what with the extra money I’ll have coming in this weekend after working on my freelance stuff, this should not be a problem. It just means I need to be mindful of it.

I’m also considering taking any leftover travel and most of the leftover gift money out of my sinking funds at the end of 2007 and applying them to the moving fund. However, I’m afraid it might make me stingy with presents and gas money in December, so I will wait until the end of the year to decide that. While I don’t mind going back and revising budget categories when they need it, I’m a little loathe to just re-brand an existing sinking fund for something else that I suddenly decide I want more than what I was saving the money for in the first place.

Oh, and my next big savings goal: Lasik. Once I’m moved in, I think I’ll be able to justify saving for it, and hope to get it done in 2008 or 2009. We’ll see—I’m banking on not moving for several years after this, and also on being able to pay for school as I go through, and you know what they say about the best laid plans of mice and Moneybags (what, you haven’t heard that one?).

Happy holidays, everyone.

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