Sunday, March 2, 2008

Planning for March

I didn't really post financial goals for February, considering there was so much going on. I didn't do too badly, all things considered--I moved and paid all expenses in cash up front, brought in some extra cash by finding focus groups, and began eating at home or carrying my lunch to work more frequently than I'd been doing so in the past few weeks. I determined to cut cable and internet out of my budget entirely and have started getting used to going without both. I refined my budget based on my expected future expenses now that I'm paying more in rent.

I have some definite goals in March:
1. File and pay taxes. I finally got the last bit of paperwork I needed to do this. I've made quite a start of it, organizing receipts and spreadsheets and getting everything in one place. I need one more day of matching receipts to spreadsheets and I'll be ready to start filling out forms--I'm currently planning to do this next weekend. Anyone know where one can take a laptop for a secure wireless signal? I'm leery of doing this on the wifi at the coffee shop, but it's that or at work (highly frowned upon).

2. File my FAFSA for 2008-2009. I've needed to do my taxes before I can do this, so I know how much I can get in Federal loans next year. Luckily my scholarship is merit-based and not need-based, so as long as I maintain my grades, I'm ok. I guess at the same time I should investigate whether tuition reimbursement from work is taxable--I know the scholarship is not (since it's being applied directly to tuition) but what about reimbursements?

3. Do some soul-searching. I don't want to be mysterious, but I can't talk about it and I can't talk about why. Suffice it to say that I need to do some serious thinking about myself and some research and potentially change my life quite a bit. I've been doing a LOT of soul searching the last two and a half months; I can't say I enjoy all of it but a little more won't kill me. ;)

4. Stick to my budget and try to bring in a few extra bucks. I'm not going to set a dollar amount or anything like that, but I do want to push more money into rebuilding my emergency fund as well as learn to live with this tighter budget. I have lots of ways of bringing in extra cash (performing, focus groups, mystery shopping, taking surveys online/writing PPP posts, selling stuff on ebay/half/amazon, etc) and I just need to do some of it in an organized fashion, keeping taxes in mind.

I have a few other goals, not so much related to personal finance, so I won't go into them here. Suffice it to say that March feels like I'm really getting back on my feet and ready to take charge of my life, so let 'er rip!

1 comment:

  1. li hope things start looking up from now until whenever!


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