Tuesday, April 28, 2009

Recession hits close to home (again) and other miscellanea

I got a letter from my credit card company yesterday that they are raising my APR to 9.74% + the prime rate, which was 12.99% as of February 27 (why so long ago?). So that gives me an interest rate of nearly 23%. They cited "difficulties doing business in the current economic environment" as the reason for the increase.

And I don't care in the slightest that they've raised the rate, because I've never paid a penny of interest on my credit card, and I don't intend to start now. I don't even know what they raised it from.

In worse news, someone else was laid off at my company today--I heard rumors last week that there would be another round of layoffs, although this seems like an isolated case (it's a sales rep, and his account is basically running on fumes right now and expected to go out of business any minute). It sucks--he was a great champion of our books, and he'll be missed. So will the account that he sold to, when they inevitably disappear. [Edit: Just found out it was actually five people who were laid off, though I don't know the others.]

I randomly got a nosebleed at work this morning. Kind of freaked me out. I think maybe it's the bizarre weather we're having here in New York--unseasonably warm (like 20 degrees above normal). I'm loving it and I've been spending a lot of time in the sunshine but clearly it's playing havoc with my sinuses.

I submitted flex spending reimbursement paperwork for almost $700 worth of dental work. That's my $75 deductible plus all of my share of the pulpotomy, root canal, post and core and porcelain crown. I'm thiiiiiiis close to being all done with it--I have a terrible time doing the impressions/molds for the crown (my gag reflex makes me unconsciously keep trying to spit it out, and it wound up being crooked), so the first one didn't fit right. In two weeks, the new crown should be in and hopefully it will pop right into place. Expensive, though--I hope this is my last root canal and crown. I'll have nearly used up all of my flex spending for the year after this is over with. The rest of it will go to therapy and birth control pills, unless I get sick. I'll probably try to push everything else (regular check ups, etc) into 2010 to take advantage of that year's flex spending dollars.

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