Monday, July 6, 2009

Happy (financial) independence weekend

That headline is sort of an oxymoron. I got a little wild and crazy with the spending this weekend, although not nearly as bad as it could have been!

Thursday I got out of work early and considered going shopping—a cardigan I really want is on sale at NY&Co. But I didn’t. I just sort of wandered around in the rain, had lunch at McDonalds, and bought some buttons to replace broken buttons on a cardigan I already have. Yay! (I still want that NY&Co cardigan, and I’m just going to watch for it to go on sale more than it already is).

Friday Peanut and I opened a joint checking account! We’re going to each put money into this account every month and use it to pay for rent, household bills, food and any other joint expense. That way we don’t have to figure out whose turn it is to pay for what. We are still trying to figure out how to add it to our spreadsheets so that when I do my monthly spending reports, it’ll still be broken out into categories.

Friday afternoon I went out with a friend from out of town—he wanted to go shopping, and of course I went along and tried stuff on too. I ended up not getting anything at all, which I was very proud of. Then we went out for dinner with Peanut at an overpriced diner in Times Square where all the waitstaff are aspiring Broadway stars and they sing showtunes while serving your food. My friend loved it, but it was expensive ($80 for the three of us!).

Saturday night I went to a ballroom dance competition to watch my friend compete. My ticket was $55! Very pricey, especially considering that none of that money goes to the competitors—they have to pay to enter. I wonder who pockets all the money after renting out the hotel ballroom? It was standing room only, so they must have racked up a fortune. After my friend competed, I went out with him and his friends—yes, I partied with ballroom dancers! And yes, some of them were from Dancing with the Stars and Dance Your Ass Off and So You Think You Can Dance! I felt way too cool for myself.

We ended up at a private club watching the Gypsy Kings and a belly dancer and a drag queen. I wound up only buying one drink all night—my friend’s friends insisted on buying the rest since I’d paid so much to watch their competition. I’m not going to argue with that! I also took the subway home instead of a cab, since a) I’m cheap and b) subways right after last call are plenty full (of loud drunk people) and in my mind, safer than a black car service at that time. What could easily have been a $150 night cost me about $60.

Sunday Peanut and I spent more money at Target for stuff for our apartment—it just seems like we keep coming up with stuff we need. Moving is expensive!

I worked out a new budget for myself, which I’ll post soon. I’m going to be able to save a lot more money, which makes me very happy!

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