Wednesday, July 8, 2009

New budget

Here it is—my new and improved budget!

Rent $688 (half of $1375)
Cell phone $74*
Renter’s insurance $10
Electric/gas $40
Internet $20
Food $250 (groceries and eating out)
Blow $20
Entertainment $20
Therapy $60 (out of pocket for the remainder of 2009)
Personal items $15
Travel home $90
Gifts $40
Sunny Vacation Fund $100
Electrolysis $125
Future $125
Clothes $60
Prescriptions $15 (out of pocket for the remainder of 2009)
Misc $40

*estimated, I haven’t received my first bill for the iPhone. If Peanut gets an iPhone too and we split it in half, I think it will drop to about $60.

I am most excited about my new budget categories: Sunny Vacation Fund, Electrolysis, Future, and Clothes. I haven’t had a clothes budget category in a while, which hasn’t really stopped me from buying any, but now I don’t have to feel guilty. :) The Future fund, as I mentioned in another post, could go for a lot of different things and I’m glad to have the wiggle room to save for something without defining it. The Electrolysis fund will cover a full round of electrolysis for my bikini line and possibly underarms—something I’ve said for years I wanted to do and have never placed enough importance on to save for. Depending on what deals I can find at October’s Spa Week, I might buy the package then and get it over with. I think both procedures will cost me about $1,200.

The Sunny Vacation Fund is really my favorite of all though. Peanut and I are each putting away $100 a month so that in about a year, we can take a great vacation together. My preference is for a beach or a cruise (hence the name of the fund!) but we might do something else entirely. I’m so excited to be actively saving for it!

3 comments:

  1. What renter's insurance do you use? Do you pay a lump sum annually or do you pay monthly?

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  2. I have All State, and I pay them annually. I use Dave Ramsey's sinking funds concept to break it out over the course of a year.

    I really, really recommend renter's insurance.

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  3. I did laser hair removal last year on under arms and bikini. It worked (for a while) on my bikini, but not at all on my underarms. I did 12 treatments on each. I have recently had some hair regrowth on the bikini area, so it will be maintenance from now on. I had a buy one area get underarms for free, but I was still disappointed. Hope electrolysis works for you!

    ReplyDelete

Thanks for commenting!