Wednesday, September 30, 2009

September Recap/October Goals

September Goals

1. Build a new budget. Not done. The way my start date was negotiated, I won't see the full results of the raise until October.  

 

2. Use stuff up! Going well! I even got Peanut in on the game when I found stuff for him to continue using up. Next on my list is to get off all the mailing lists and stop requesting any sample that's free just because it's free!

 

3. Wrap up therapy. Done! I feel GREAT. Capable of handling anything, confident in myself and with a new respect for what therapy is able to do for someone.  

 

4. Explore and automate Roth IRA savings. Didn't look into this at all, since I realized my raise wouldn't be coming through.  

 

5. Check my 401(k) and Roth allocations and make any necessary adjustments. Nope. HR keeps insisting that they've corrected my address in all systems, but it still shows up wrong everywhere, so I can't make these changes. I sent a strongly worded email yesterday and will escalate if it's not fixed by the next pay period.

 

October Goals

1. Set aside some financial research time. I want to look into converting my traditional IRA into a Roth (current value is about $4,000, so I figure after the taxes it'll be maybe half of my 2009 contributions). I want to automate ongoing Roth contributions and rebalance my 401(k) contributions to get it out of company stock. I also need to fill out the Suze Orman Will & Trust kit, and finish filling out The Big Book of Everything. This will take at most a few hours on a weekend, I think, I just need to sit down and do it.

 

2. Build a new budget. I should be able to get that done this month.

 

3. Start looking for holiday travel deals. Not sure yet what my plans are exactly but I'll get a better deal if I start looking now.

 

4. Keep being super-productive at work, but cut back my hours. I've been staying late for a few weeks now and even came in on the weekend--transferring out of my old job, training my replacement, moving offices and figuring out what I'm doing at my new job take a lot of time! I am making a lot of headway but I want to remember that I have a life too and get out of the office at a reasonable time every day.

 

5. Set and stay within budget for the wedding weekend. My college boyfriend's sister is getting married in a few weeks, and I'm going. I've rented a car and bought a wedding gift. I already own several appropriate dresses (yay casual weddings!). I still need to book my hotel room, get a gift for the bachelorette party, find out the cost of dinner at the bachelorette party, and set a budget for miscellaneous spending while I'm there. And then, you know, stick to it.

 

6. Make some budget Halloween costumes! Peanut and I are dressing as the man in black and Princess Buttercup from the Princess Bride, and I need to get on making the costumes!

 

1 comment:

  1. Thank you so much for the Suze Orman link--my husband and I were JUST talking about how we both need to create wills now that we have a baby. We'll both be filling this out within the month.

    Thanks again!

    ReplyDelete

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