Sunday, February 28, 2010

February spending recap

Misc Income: $541.87 (Pinecone payments and my bonus, after taxes)
Tax refund: $1321
Savings
Travel $90
Gifts $40
Sunny Vacation $100
Student Loan Repayment $260
Wedding $280

Total savings $770
Retirement
401(k) $295.40 pre tax (company matches that at 50%)
Roth IRA $454.54 (monthly transfer)
Roth IRA $1133.74 (maxing out the Roth for 2009)
Total Retirement savings: $2,031.11

Spending
Cell phone $77.86
Dance Expense $170 (class cards at both dance studios)
Entertainment $6 (I bought a snack at a movie--we paid for the tickets in January)
Food—dining out $133.50
Food—groceries $108.27
Household $18.31 
Internet $16.98
Laundry $15.00
Personal $40 (laser hair removal tip)
Rent $687.50
School $293 (paying off the unsubsidized loans and interest)
Stupid tax $3 (got charged $3 for doing a bank-to-bank transfer with Peanut)
Taxes $655.67 (state taxes plus TurboTax fees--the fees are HIGH for the home & business version!)
Travel $708 (ticket for our sunny beach vacation and a metrocard)
Utilities $59.03

Total spending: $2,992.12


Networth updated (see sidebar).Not altogether a bad month, although not remotely typical--between the bonus and tax refund, I had a lot more coming in, and between maxing out my Roth for 2009, beginning automatic contributions for 2010, and buying a plane ticket to a tropical beach, I also had a lot more flowing out.

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