Saturday, August 21, 2010

Weekend Linkfest

Here's a round up of what I've been reading lately:
 
Almost frugal does a "monthly-ish" project day to get together with friends and catch up on those little projects like mending. What a great idea! 
 
Mastercard is introducing a credit card with spending limits that you set yourself, so you can have it declined at a restaurant after you've spent $250 or whatever for the month. Umm...ok. And now, how are you going to pay at the restaurant where you just ate your dinner?
 
I'm learning from J. Money's mistake: He accidentally withdrew money from an ATM with his credit card (cash advance) instead of debit card (savings/checking account). He points to a very simple way this could have been avoided: use different pins for credit and debit cards. I'm not 100% sure what my credit card PIN is (I never planned to do a cash advance, so I never bothered to remember) but if I had to set it, it's probably the same. Good advice from him!
 
Frugal Zeitgeist talks about how raises and bonuses are taxed differently, which now explains why my bonus has always been less than I expected but I've had to pay less in taxes out of pocket in those years. 
 
Trent at The Simple Dollar talks about perfection as noted in Malcolm Gladwell's Outliers. Apparently, it takes 10,000 hours of practice to perfect anything. Which explains why I have only perfected goofing off on the internet. It's a very interesting idea, though -- I don't want to be perfect at belly dance, or at yoga. But if I did those things for one hour a day, I would be one-third of the way to perfection, which is about ten times better than I'm doing now. That's not so much of a sacrifice, is it?
 
Small Notebook talks about what to expect when you're expecting--and you live in a small apartment. This will likely be us in a few years! I really like the comment about little kids needing little homes.
 
CHG asks the internet: how much do you spend on food? I looked at Peanut's and my spreadsheets together and then I didn't want to talk about it anymore. We average over $500 per month on groceries and eating out -- and a lot of it is MY eating out. Oops. Anyway, the rest of the comments over there were very interesting.

Lots of interesting things happening over here at Casa Moneybags, including a budget/spending plan for the post-married days (we're five weeks away!), retirement planning, wedding shenanigans (including a honeymoon, now!), and general overscheduling of my life. More to come soon!

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