Wednesday, September 1, 2010

August Spending Review

Last spending review as a single lady!

Misc Income: $119.55 (Pinecone payments, interest, wedding gifts of cash)
Travel $105
Gifts $40
Sunny Vacation $100
Student Loan Repayment $260
Wedding $280
Car $303

Total savings $1,088
401(k) $295.40 pre tax (company matches that at 50%)
Roth IRA $454.54 
Total Retirement savings: $897.64

Debt Repayment
Student loans $0 (Not as bad as it looks -- it just worked out that due to traveling, I paid in September instead of August, and I'll make a second payment in September later this month as well)
Cell phone $69.42
Clothes $85.90 (summer pants, socks, black flats)
Dance Expense $160
Entertainment $16.73 (movie tickets)
Food—dining out $292.07 
Food—groceries $156.03 (I don't want to talk about these two categories)
Household $22.29 
Internet $16.00 (new lower rate)
Laundry $5
Personal $7.11
Rent $722.35
Utilities $90.83 (our electric bill was almost $200!! Thanks, heat wave)
Wedding $223.95 (dress alteration, hair doo-dads, Peanut's ring)

Total spending: $1,867.68

Networth IQ updated (see sidebar).

My retirement accounts lost three whole dollars this month, despite my contributions. Ugh. Peanut and I just got back from the Midwest where we visited his family and they threw us a shower. It was a lovely and relaxing trip but we spent a lot of money on food.

I can't wait to do the next spending review -- I'll only have one spreadsheet to deal with, instead of two and a half (mine, plus the joint, plus Peanut's, which I don't really have to deal with but we do the accounting together so it does take a bit longer). Next time, it'll all be one spreadsheet! Of course, we'll also have just gone through the headache of combining them, but I'm sure it'll be do-able. Yippee!

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