Tuesday, February 21, 2012

Linkfest: Two days late edition

One Frugal Girl asks would $10,000 change your life? While a random $10,000 would certainly be very nice...I think that no, it wouldn't change my life at this point. We probably put some of it aside for our future spendy purchases like a second car and use the rest to pay off some of our student loan debt. It wouldn't make a big dent in either our debt or our savings.

This is really weird. I remember, not that long ago, hyperventilating over having paid the movers $100 more than I meant to. At that time, $100 was the difference between a some interesting meals and a month of ramen noodles. And now I'm saying $10,000 wouldn't make a big difference in my life! What an about face. (For the record, the two biggest reasons for the difference between then and now are sharing income and expenses with another person and moving to an area with a much better cost of living. No real magic to it, just some choices and time.)

I think that if Money Beagle and I weren't already married to other people, we'd be perfect for each other. Case in point: his list of 500 things to do around his house this year. I have to admit, I have spent more time than necessary making a similar list, although I didn't count how many things are on it. :) It's about a full page per month, and many of the chores repeat on a monthly or seasonal basis, but it's still a lot of stuff to do. However....now I'm wondering if I should turn it into a spreadsheet. I do love spreadsheets....

I talked about how there's not always room for improvement last week, and Small Notebook is backing me up on this! Getting more organized is not the answer. (Hmm, note to self: see your link above and ask yourself if it's really necessary to spend all the time to transfer your chore list from a word document to a spreadsheet. Perhaps your time would be better spent, you know, doing those chores? Hmm?) Sometimes learning to live in the wabi sabi is the best.

This New York Times article about how Target uses shopping information to predict your life milestones so they can market to you is a time commitment - and a really amazing read. I'm so freaked out and bothered by the idea of how companies are using our information that I really just want to opt out of the whole process. Shopping at estate sales and Goodwill this weekend helped to drive home the point that there ARE options out there - I just need to keep them in the front of my mind instead of the back of my mind (case in point: discovering the exact same staple gun at goodwill, brand new in the package, for half the price I paid at Home Depot two days earlier. D'oh!) Anyway, go read that NYT article, and let's talk about it.

Read this post at So Over Debt about for one line, if for nothing else: We make time for the things we want to do most. There's more great stuff in that post, but that was the line I really needed to read.

I really loved the section in The Happiness Project about Personal Commandments, and this post is a great idea to revive mine. I even wrote them down somewhere...but where they might be is beyond me. Perhaps I am better served by making some new ones.  How about:

  • The perfect is the enemy of the good (or: 80% is perfection)
  • Breathe.
  • Notice how that makes you feel. (Notice, as opposed to judge)
  • Spend out (copied from Gretchen, who, like me, is an underbuyer)
  • Quality not quantity
More to come, most likely!
The Non-Consumer Advocate talks about getting what you pay for - and how this especially applies when cheaping out on something that will come back to haunt you.

Frugal Beautiful details her challenges of living frugally. I am right there with her on hers: taking time to plan ahead, dealing with outside materialistic pressures, adjusting how you spend your time. I'd add "becoming complacent when things go smoothly".  What are some of the challenges you face in living frugally?

3 comments:

  1. Glad you liked the post. It's amazing how time changes things. Ten years ago $10,000 would've been life changing for me. It's actually kind of crazy to think that now it wouldn't be.

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  2. Thanks for introducing me to One Frugal Girl, a blog I will now follow. Although $10,000 would be nice, at this stage of our life it wouldn't be a "life changer". Yes, our student loans could be paid off and we could go on a holiday or add extra to our down payment fund, but ultimately it would only fast forward everything by a couple of months. $100,000, now then there would be some serious life changes.

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  3. I'm glad you were two days late - it makes me feel better about being five days late in thanking you for linking to my post! :)

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Thanks for commenting!