Friday, March 8, 2013
Women's Money Week: Future Planning & Financial Planning
I have written on here for, oh, the last year or so about how I need to get around to creating a will and advance directive and all that.
And I keep avoiding it.
I just...I just really don't want to face it. I don't want to answer hard questions about what might happen in my future. I don't want to make decisions about things that make me sad and scared. I don't want to face the fact that I am mortal.
It's irresponsible, especially now that Peanut and I have a child. I know that. I guess I am superstitious that the universe won't cause anything bad to happen to us without these documents in place, and perhaps bad things will happen if we spell out how we would like them to be handled.
I realize that this is not true. Anyway, it didn't work very well in the case of Baby M's birth, when we purposefully refused to choose a name as if that would prevent her from being born early. Newsflash - it didn't, and my daughter spent her first 24 hours as Baby Girl Moneybags (okay, they used our real last name in the hospital but you get the point).
But seriously, I owe her this. I owe my other family members this. It's a sign of love, even though it isn't fun - sort of like getting your sweetheart's name tattooed on you. Okay, it's not really like that at all, but it IS important.
And - I mean it this time, guys - I'm going to do it. I will read one book about estate planning. I've picked four lawyers that I'm going to call. I will set up a visit with at least two of them, and I will put in place whatever documents we need. And I will, if at all possible given Peanut's schedule, do this by the end of the month.
Check out other posts about future planning from Women's Money Week bloggers.