The Social Security Administration has joined the 21st century and has online accounts. Only one account can be linked to each Social Security number - so why wouldn't you go ahead and register now before identity thieves helpfully register you on their behalf.
It's a small thing, but to my mind it's like registering your email address or domain name - just do it, even if you don't think you'll use it for a long time.
Thanks to the online friend who pointed this out to me!
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